Inspired Lending partners with Knowledge Bank

Inspired Lending has added its lending criteria to Knowledge Bank, giving brokers access to it’s broader proposition when assessing cases.

“We want Inspired Lending to be considered whenever a broker has a bridging or refurbishment case that fits our appetite.” said Owen Bentley, sales director at Inspired Lending.

“The criteria are there to help brokers identify the cases we could support, but they are not a substitute for picking up the phone. There will always be transactions where one detail changes how we view the deal, so we still want brokers to speak to us and give us the chance to understand what they are trying to achieve.”

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£822k developer exit facility on South-East London scheme

Inspired Lending has completed an £822k developer exit loan for an SPV borrower in Sydenham, South East London, refinancing existing borrowing and releasing funds for other property projects already under way.

The 12-month loan was agreed at 70% LTV, priced at 0.89% per month and secured as a first charge.

The security comprised the final two flats within a new build eight-unit scheme, following the sale of the first six properties.

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Inspired Lending reduces rates to 0.75% pm

Inspired Lending has reduced it’s rates across its entire product range following increased funding support from the Pears family, with new pricing available immediately.

First-charge bridging finance is now available from 0.75% per month. Rates for second-charge bridging, heavy refurbishment, semi-commercial and commercial lending now start from 0.85% per month.

“These reductions put us firmly in the mix for a broader range of cases.” said Gavin Diamond, CEO at Inspired Lending. “Crucially, we have achieved that without changing the way we lend. For brokers, it means stronger pricing now sits alongside the pragmatic underwriting and deal structure they already know us for.”

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Building Inspired Lending from scratch

Our CEO, Gavin Diamond, was featured in The Big Interview in Mortgage Introducer on building Inspired Lending from scratch. 

The interview includes his background and experience, his thoughts on why private funding is a gamechanger and pricing for risk in a competitive market.

‘You want to be lending on the right transactions to the right borrowers with the right security, with the right exit strategy and earning the right margin for the risk that you’re taking.’

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‘Make bridging boring again’

‘The best deals rarely become stories.’ says Gavin Diamond, CEO at Inspired Lending, in his bridging opinion piece in Specialist Lending Solutions. 

‘When people are borrowing hundreds of thousands, or even millions, of pounds, they are not looking for excitement. In my experience, the best bridging cases are usually the ones people rarely talk about afterwards.’

‘Borrowers complete their purchase or refinance, move on to the next stage of their plans and rarely give the loan another thought. When that happens, the bridge becomes entirely forgettable. In my book, that is a job well done.’

See the full article here.

Experience matters more when deals become more specialist

‘The first lending decision is rarely the one that defines a loan.’ says Gavin Diamond, CEO at Inspired Lending, in his opinion piece in the August 2026 edition of Bridging & Commercial magazine. 

‘Projects can take a major turn for the unexpected. Once the money is out the door, circumstances change, new information comes to light, and things develop ways nobody could’ve predicted at the outset.’

‘Good specialist lending is about continuing to make the sensible decisions throughout the life of a loan because more often than not, they determine a successful exit for both the borrower and lender.’

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‘Trust is the new speed in bridging’

“The real test isn’t where challenges appear. It’s how a lender behaves once they do.” says Gavin Diamond, CEO at Inspired Lending, in his opinion piece in The Intermediary magazine. 

“Familiarity removes unnecessary friction. Conversations become more straightforward, expectations are clearer and transactions progress more efficiently.”

“Reputation is rarely built on the day a loan completes; it’s built through dozens of decisions made consistently over time.”

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£260k Revolving Credit Facility for consulting business

Inspired Lending has provided a £260k revolving credit facility (RCF) for an Oxfordshire IT consulting business, helping the company access flexible working capital while reducing its cost of borrowing.

The 24-month RCF secured by a third-party second-charge over the shareholder’s residential property, provides the flexibility to draw down and repay funds as required throughout the term of the loan.

The structure allows the business to access liquidity only when needed, reducing financing costs while avoiding the need to arrange new borrowing each time additional funds are required.

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‘The real test of a lender starts after drawdown’

“A completed loan isn’t the measure of success – a successful exit is.” says Gavin Diamond, CEO at Inspired Lending, in his blog with Financial Reporter. 

“I’ve always believed a lender earns its reputation after drawdown rather than before it. Getting a deal over the line takes expertise, but seeing it through to successful redemption takes something a little bit more.”

“Completion tells you the funding was delivered. It doesn’t tell you whether the project did. That answer only comes later, once the borrower reaches the exit they originally set out to achieve.”

See the full blog here.

£6.3m facility successfully repaid

Inspired Lending has been successfully repaid on their largest bridging finance deal to date, with the Surrey mixed-use property refinanced after facing cost and cashflow pressures during refurbishment.

Despite ongoing challenges through the loan term, Inspired Lending’s privately funded lending model enabled decisions to be made throughout the life of the project based on the circumstances of the case, without being restricted by third-party funding covenants or institutional constraints.

“The real measure of a lender isn’t on loans where a project runs exactly to plan,” said Gavin Diamond, chief executive of Inspired Lending. “It’s what happens when it doesn’t. Property projects are living things and circumstances can change, particularly on larger and more complex schemes.

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